How To Become Moniepoint Aggregator and Moniepoint Agent And Make Money

Are you looking to explore new opportunities in the world of financial services? Becoming a Moniepoint aggregator and agent might be the perfect avenue for you. As a Moniepoint aggregator and agent, you can tap into a growing market and play a pivotal role in facilitating digital financial transactions.

In this guide, we will walk you through the process of becoming a Moniepoint aggregator and agent. Whether you're an entrepreneur seeking additional income streams or an individual looking to join the digital revolution, this guide will provide you with valuable insights and practical steps to get started.

We will discuss the benefits and responsibilities of being a Moniepoint aggregator and agent, the requirements to qualify for the program, and the necessary steps to kickstart your journey. By following these steps, you can become an authorized Moniepoint agent and leverage their robust platform to offer convenient financial services to customers.

Join us as we delve into the world of Moniepoint and explore the opportunities it presents. Discover how you can become an agent, and provide seamless mobile payments, money transfers, bill payments, and other financial services to customers, all while building your own business and earning potential.

About Moniepoint 

Moniepoint is a leading mobile payment platform in Nigeria that enables seamless financial transactions and digital payments. As a trusted and reliable platform, Moniepoint provides individuals and businesses with the convenience of sending and receiving money, paying bills, purchasing airtime, and more, all from the comfort of their mobile devices.

With Moniepoint, users can enjoy a wide range of services that simplify their financial lives. Whether it's transferring funds to friends and family, paying utility bills, or making purchases at partner merchants, Moniepoint offers a secure and efficient solution.

One of the key features of Moniepoint is its extensive agent network. Moniepoint agents play a vital role in expanding the reach and accessibility of their services. These agents serve as intermediaries between Moniepoint and the end-users, providing a physical touchpoint for customers who prefer face-to-face interactions. Becoming a Moniepoint agent offers individuals the opportunity to earn income by providing valuable financial services to their local communities.

Moniepoint takes pride in its commitment to security, ensuring that transactions and user data are protected through robust encryption and advanced security measures. Users can trust that their financial information is handled with the utmost care and confidentiality.

As a pioneer in the mobile payment industry, Moniepoint continues to innovate and introduce new features to enhance the user experience. With its user-friendly interface, reliable services, and extensive agent network, Moniepoint has established itself as a leading player in the digital payment ecosystem in Nigeria.

Who Is A Moniepoint Aggregator?

A Moniepoint aggregator is an individual or organization that partners with Moniepoint to expand the reach and distribution of their mobile payment services. Aggregators act as intermediaries between Moniepoint and agents, helping to recruit, manage, and support a network of agents who offer Moniepoint services to customers.

Aggregators play a crucial role in scaling the operations of Moniepoint by overseeing agent recruitment, training, and ongoing support. They act as a bridge between Moniepoint and the agents, ensuring effective communication, providing necessary resources, and facilitating smooth operations.

Aggregators typically have a deeper understanding of the local market and have established relationships with potential agents. They leverage their knowledge and network to identify suitable candidates who can become Moniepoint agents and provide financial services within their communities.

As a Moniepoint aggregator, individuals or organizations can earn income by receiving a commission for each successful transaction conducted by the agents under their network. Aggregators also have access to dedicated support from Moniepoint to address any operational or technical challenges that may arise.

By becoming a Moniepoint aggregator, individuals or organizations have the opportunity to contribute to the growth of digital financial services in Nigeria, empower local communities, and earn income through the provision of valuable financial services.

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Who Is A Moniepoint Agent?

A Moniepoint agent is an individual or business entity that partners with Moniepoint to offer a range of financial services to customers in their local communities. These services include:

  1. Cash Withdrawals: Moniepoint agents allow customers to withdraw cash from their Moniepoint wallets. This service is particularly useful for individuals who prefer accessing physical cash.

  2. Cash Deposits: Agents accept cash deposits from customers, which are then credited to their Moniepoint wallets. This enables users to conveniently add funds to their accounts for various transactions.

  3. Money Transfers: Agents facilitate money transfers, allowing customers to send funds to family, friends, or business partners. These transfers can be made within the Moniepoint network or to other supported platforms.

  4. Bill Payments: Moniepoint agents assist customers in paying their utility bills, such as electricity bills, water bills, internet bills, and more. This service simplifies the bill payment process by offering a convenient in-person option.

  5. Airtime Top-ups: Agents enable customers to recharge their mobile phones with airtime credits. Users can easily top-up their mobile balances using cash through the Moniepoint agent network.

  6. Payment Services: Moniepoint agents help customers make payments for goods and services at supported merchants. This includes retail stores, supermarkets, restaurants, and other establishments that accept Moniepoint payments.

By becoming a Moniepoint agent, individuals or businesses have the opportunity to earn income through commissions on transactions conducted through their agent network. They also play a vital role in bringing financial services to underserved areas, improving financial inclusion, and promoting digital payments within their communities.

How To Become Moniepoint Aggregator 

To become a Moniepoint aggregator or agent, you can follow these steps:

  1. Visit the Nearest Moniepoint Aggregator Office: Locate the nearest Moniepoint aggregator office in your area. Visit the office and express your interest in becoming a Moniepoint aggregator.

  2. Request for the Moniepoint Form: Request the Moniepoint aggregator registration form from the office. Fill in all the necessary information accurately and completely. Make sure to provide all the required details as requested.

  3. Pay the Required Fee: Inquire about the registration fee and payment details. Typically, there is a fee involved to cover the costs of the Moniepoint terminal/POS device. Pay the required amount, which is often around N20,000, to obtain the Moniepoint terminal/POS device.

  4. Complete the Registration Process: Submit the filled registration form along with the payment receipt to the Moniepoint aggregator office. They will guide you through the remaining steps of the registration process, including account activation and training.

Alternatively, if you prefer a more streamlined and convenient process, you can also register as a Moniepoint agent directly through the Moniepoint mobile app. Here's how:

  1. Download the Moniepoint Mobile App: Visit the app store on your smartphone and search for the Moniepoint mobile app. Download and install the app on your device.

  2. Sign Up: Launch the Moniepoint app and sign up for a new account. Provide all the necessary information as required in the registration process.

  3. Complete the Verification: Follow the app's instructions to complete the verification process. This may involve submitting additional documentation or undergoing a verification call.

  4. Attend Training (if required): Depending on the specific requirements of Moniepoint, you may be required to attend training sessions to familiarize yourself with their services and operations.

By following these steps, you can start your journey as a Moniepoint aggregator or agent and begin offering their financial services to customers.

How To Become Moniepoint Agent 

To become a Moniepoint agent and fulfill the requirements, please follow these steps:

  1. Contact Customer Care or Visit Nearest Branch: Get in touch with Moniepoint's customer care representative or visit the nearest Moniepoint branch in your area. They will provide you with detailed information about the registration process and the specific requirements needed to become an agent.

  1. Gather Required Documents: As part of the registration process, you will need to gather certain documents. These typically include:

    • Valid identification documents: This could be your national identification card, international passport, or driver's license.

    • Proof of address: Provide a recent utility bill (e.g., electricity bill, water bill) or any official document that shows your current address.

    • Passport-sized photographs: Have a few passport-sized photographs ready for your agent profile.

  1. Fill Out Application Forms: Complete the necessary application forms provided by Moniepoint. These forms will require you to input personal information such as your full name, contact details, address, and any other requested details.

  1. Submit Documents and Application Forms: Submit the completed application forms along with the required documents to the designated Moniepoint representative or office. They will review your application and supporting documents for verification.

  1. Attend Training: If deemed eligible, you may be required to attend training sessions conducted by Moniepoint. These sessions will equip you with the necessary knowledge and skills to operate as a Moniepoint agent and provide quality service to customers.


What is the benefit of a POS aggregator?

A POS aggregator serves as an intermediary between merchants and payment processors. The benefits of using a POS aggregator include a simplified onboarding process for merchants, access to multiple payment methods, consolidated transaction reporting, enhanced security features, and the ability to offer a wider range of payment options to customers.

How much does Moniepoint charge for $10,000?

The specific transaction fees charged by Moniepoint for a $10,000 transaction may vary. It is recommended to check with Moniepoint directly or refer to their official documentation for the most accurate and up-to-date fee structure.

Which bank owns Moniepoint POS?

Moniepoint is a product of Moniepoint Limited, an independent financial technology company in Nigeria. It is not directly owned by a specific bank but rather operates as a standalone payment solution.

Who are POS aggregators?

POS aggregators are companies that provide a platform or service that enables merchants to accept multiple types of electronic payments through a single point-of-sale (POS) terminal. They consolidate various payment options, including card payments, mobile payments, and QR code payments, into a unified platform for merchants.

How do you become an aggregator?

To become a POS aggregator, you typically need to establish a legal entity and fulfill certain requirements set by the payment industry regulators. This may include obtaining necessary licenses, certifications, and partnerships with banks or payment processors. 

The specific process can vary depending on the country and regulatory environment. It is advisable to consult with relevant authorities or seek professional guidance to understand the specific steps and requirements involved in becoming a POS aggregator.


In conclusion, becoming a Moniepoint aggregator or agent offers an exciting opportunity to be part of the financial technology landscape and provide valuable services to merchants and customers. As an aggregator, you can streamline payment processes for multiple businesses, while agents directly engage with customers and facilitate financial transactions.

To embark on this path, reach out to Moniepoint's customer care or visit their nearest branch to gather information about the specific requirements. Ensure you have the necessary documents, such as identification, proof of address, and passport-sized photographs, ready for submission. Follow the application process, attend any required training sessions, and prepare to offer Moniepoint's comprehensive range of services to merchants or customers.

Remember, the role of an aggregator or agent comes with responsibilities and the opportunity to contribute to the growth of digital payments and financial inclusion. Stay informed about industry trends, provide excellent customer service, and embrace the digital transformation of financial services.

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