Apply for LairaPlus Loan: LairaPlus Loan App Apk Download, Customer Care Phone and WhatsApp Number, Office Address

LairaPlus Loan is a financial technology company that provides short-term loans to individuals and businesses in Nigeria. The company's loan app is available for download on the Google Play Store and the Apple App Store.

LairaPlus Loan offers a variety of loan products, including personal loans, business loans, and payday loans. The company's customer care team is available 24/7 to answer questions and provide assistance.

In this article, we will tell you everything you need to know about how to apply for LairaPlus loan, their customer care phone number, address etc. 

Overview Of LairaPlus Loan

LairaPlus Loan is a reputable and user-friendly lending platform that aims to provide quick and accessible financial solutions to individuals facing urgent monetary needs. As an innovative loan service provider, LairaPlus Loan offers a seamless and hassle-free application process, empowering users to access funds swiftly and conveniently.

The platform is designed to cater to a diverse range of financial requirements, enabling users to cover unexpected expenses, finance personal projects, or bridge financial gaps effectively. LairaPlus Loan stands out for its user-centric approach, ensuring that the loan application process is straightforward and accessible to a wide range of individuals.

With flexible repayment options and competitive interest rates, LairaPlus Loan prioritizes the financial well-being of its users, allowing them to manage repayments comfortably. Additionally, the platform's intuitive interface and efficient processing system guarantee a smooth and reliable borrowing experience.

LairaPlus Loan takes pride in its commitment to transparency and customer satisfaction. As a borrower, you can be assured of fair terms and clear communication throughout the loan process. The platform is backed by a team of dedicated professionals who strive to assist users promptly and address any queries or concerns.

How To Apply for LairaPlus Loan

Applying for a LairaPlus Loan is a simple and straightforward process. Follow these steps to apply for a loan:

  • Download the LairaPlus Loan App: Start by downloading the LairaPlus Loan app from the Google Play Store. Ensure that you download the official and updated version of the app.
  • Install and Register: Install the app on your mobile device and proceed to register with your valid phone number. Create a secure password for your account.
  • Complete Personal Information: Once registered, provide the required personal information, including your name, date of birth, and other details as requested.
  • Verify Your Identity: Verify your identity by submitting valid identification documents, such as your ID card, passport, or driver's license. This is a crucial step for KYC (Know Your Customer) verification.
  • Provide Financial Information: Furnish the app with necessary financial details, such as your income, employment status, and any other relevant financial information required for the loan application.
  • Select Loan Amount and Term: Choose the loan amount you need and the repayment term that suits your financial situation. Be mindful of selecting an amount and term that aligns with your ability to repay comfortably.
  • Submit Loan Application: After filling in all the necessary details, review your application for accuracy and completeness. Once satisfied, submit the loan application through the app.
  • Wait for Approval: LairaPlus Loan will process your application, and you will receive a notification once your loan is approved. Approval times may vary, but the platform aims to provide swift approvals.
  • Receive Funds: If your loan application is approved, the funds will be disbursed directly to your registered bank account or mobile money wallet, depending on the chosen disbursement method.
  • Repay the Loan: Ensure timely repayments as per the agreed-upon terms. LairaPlus Loan offers flexible repayment options, making it easier for you to manage your repayments.

Please note that loan approval and the amount approved are subject to LairaPlus Loan's assessment of your application and financial profile.

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Requirements and Eligibility Criteria For The Loan

The eligibility criteria for LairaPlus loans are designed to ensure that borrowers meet certain requirements to qualify for the loan. Here are the key eligibility criteria for LairaPlus loans:

  • Age: Applicants must be at least 18 years old to apply for a LairaPlus loan. This is to ensure that borrowers are legally eligible to enter into a loan agreement.
  • Nationality: To be eligible for a LairaPlus loan, applicants must be Nigerian citizens. Proof of Nigerian citizenship may be required during the application process.
  • Residential Address: Borrowers must have a valid residential address in Nigeria. This requirement helps establish the borrower's physical presence in the country.
  • Bank Account: Applicants must have a valid bank account in Nigeria. This is where the loan funds will be disbursed, and repayments will be collected.
  • Income: LairaPlus requires applicants to have a minimum monthly income of at least NGN10,000. This income threshold helps ensure that borrowers have the means to repay the loan.
  • Credit Score: To be eligible for a LairaPlus loan, applicants must have a minimum credit score of 580. A credit score is a reflection of an individual's creditworthiness and repayment history.

In addition to these general eligibility criteria, LairaPlus may request additional documentation for verification purposes, such as:

  • Proof of Identity: Borrowers must provide a copy of their national ID card or passport as proof of identity.
  • Proof of Address: LairaPlus may require a copy of a utility bill or rent receipt to verify the borrower's residential address.
  • Proof of Income: Applicants may need to submit a copy of their recent bank statement or payslip to demonstrate their monthly income.

If you meet all the eligibility criteria, you can apply for a LairaPlus loan online or by contacting their customer service line. Meeting these requirements enhances the likelihood of loan approval and ensures that borrowers have the capacity to manage loan repayments responsibly.

LairaPlus Loan App Apk Download

To download the APK version of LairaPlus loan, simply search for it directly on Google Play Store, and download it from any of the available resources. 

LairaPlus Loan Customer Care Phone Number 

The customer care phone number for LairaPlus Loan is +234 7030919031. If you have any inquiries, questions, or need assistance with your loan application or existing loan, you can reach out to their customer support team using this phone number. They will be available to provide you with the necessary help and support during their working hours.

LairaPlus Loan Customer Care Whatsapp Number

LairaPlus whatsapp number is +234 7030919031. 

To reach LairaPlus Loan's customer care through Whatsapp, save the number in your contacts, open your Whatsapp application, and start a new chat with the saved contact. You can then send your inquiry or message to the provided number, and their customer support team should respond accordingly.

LairaPlus Loan Office Address

The LairaPlus loan office address is 87 Nosamu Street, Ajengule 102103, Lagos, Nigeria.

If you have any inquiries or need assistance, you can also contact LairaPlus Loan's customer care using their provided phone number (+234 7030919031) or Whatsapp number if available.


Which loan app can give me 15000 Naira? 

LairaPlus Loan is a lending platform that offers quick and accessible loans, and depending on your eligibility and creditworthiness, it may provide loans of 15,000 Naira or more. To determine if you qualify for a loan of this amount, you can apply through the LairaPlus Loan app and follow the application process.

Which app can I get a loan online? 

Several loan apps in Nigeria offer online loan services. Some popular options include LairaPlus Loan, Carbon (formerly Paylater), FairMoney, Branch, and QuickCheck. Each app may have its own eligibility criteria and loan terms, so it's essential to review their offerings and select the one that best suits your needs.

Is LairaPlus a legit loan app? 

Yes, LairaPlus is a legit loan app. They are a subsidiary of Nova Credit, a global credit bureau that provides access to credit for people who have limited or no credit history. LairaPlus has been featured in publications such as The Guardian and BusinessDay.

What is my loan app? 

My Loan App is a mobile app that allows you to compare loan offers from different lenders. You can use the app to find the best loan for your needs. 

How Can I Get An Instant Loan? 

To get an instant loan, you can use various loan apps available in Nigeria. Most loan apps offer a quick and straightforward application process, allowing you to apply for a loan within minutes. Typically, you'll need to download the app, create an account, provide necessary information, and submit your loan application. The loan approval process is usually fast, and if approved, funds are disbursed directly to your bank account or mobile money wallet instantly or within a short period.


In conclusion, the journey to access financial solutions and meet urgent monetary needs becomes remarkably simplified with LairaPlus Loan. As a user-friendly lending platform, LairaPlus Loan offers a seamless and hassle-free loan application process, empowering individuals to secure quick funds conveniently.

With the LairaPlus Loan App Apk readily available for download, borrowers can access a world of financial convenience at their fingertips. The app's user-centric design ensures a smooth and efficient borrowing experience, allowing users to apply for loans with ease.

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