How to Generate Pin + Token for Zenith Bank without Hardware

Zenith Bank is one of the leading banks in Nigeria, and it offers a variety of online banking services to its customers. One of these services is PIN + Token, which is a two-factor authentication method that helps to protect your online banking account from unauthorized access.

In this article, we will show you how to generate a PIN + Token for Zenith Bank without hardware. This means that you can use the Zenith Bank Mobile App to generate your PIN + Token, even if you do not have a Token device.

Generating a PIN + Token is a simple process, and it only takes a few minutes. By following the steps in this article, you can easily add an extra layer of security to your Zenith Bank online banking account.

What is a PIN + Token?

A PIN + Token refers to a combination of security features used in banking systems, particularly for online and mobile banking services.

A Personal Identification Number (PIN) is a numeric code that serves as a unique identifier and secret password associated with an individual's account. It acts as an additional layer of security to authenticate the user's identity and grant access to their banking information.

A token, on the other hand, is a small electronic device or a software application that generates a One-Time Password (OTP) or a Time-based One-Time Password (TOTP). This OTP or TOTP is a temporary and unique code that changes periodically, typically every 30 seconds. The token acts as a security measure to provide an extra layer of authentication for online banking transactions, ensuring that only the authorized account holder can complete the transaction.

The combination of a PIN and token strengthens the security of online and mobile banking activities. It requires the user to provide their secret PIN and the current OTP or TOTP generated by their token to gain access to their account or authorize transactions.

Why do I need a PIN + Token?

You need a PIN + Token to protect your online banking account from unauthorized access. Here are some of the reasons why:

• It adds an extra layer of security. Your username and password are not enough to protect your account. A PIN + Token adds an extra layer of security by requiring you to enter a randomly generated number from your Token in addition to your PIN. This makes it much more difficult for someone to hack into your account, even if they have your username and password.
• It's convenient. You can generate your PIN + Token using the Zenith Bank Mobile App, so you do not need to wait for a Token device to be delivered. This means that you can start using PIN + Token right away to protect your account.
• It's easy to use. The PIN + Token process is simple and easy to follow. You simply enter your PIN and the number that is displayed on your Token when you log in to your online banking account.

If you are looking for a way to increase the security of your Zenith Bank online banking account, then you should consider generating a PIN + Token. It is a simple process that only takes a few minutes, and it can help to protect your account from unauthorized access.

How to Generate Pin + Token for Zenith Bank Without Hardware

To generate a PIN and token for Zenith Bank without the need for any hardware devices, you can follow these steps:

• Visit Zenith Bank's official website: Open a web browser and go to the official website of Zenith Bank.
• Access the Internet Banking portal: Locate the "Internet Banking" section on the Zenith Bank website and click on the provided link to access the Internet Banking portal.
• Initiate the registration process: If you are a new user, click on the "Register" or "Sign Up" option to begin the registration process. Provide the required information, including your account details, personal information, and contact details.
• Verify your registration: Once you have completed the registration form, submit it for verification. Zenith Bank will review your details and authenticate your account ownership.
• Receive your login details: After verification, Zenith Bank will provide you with your login details, which typically include a username and password. These credentials will grant you access to the Internet Banking portal.
• Login to the Internet Banking portal: Using the provided username and password, log in to the Internet Banking portal through the Zenith Bank website.
• Navigate to security settings: Once logged in, locate the security settings section within the Internet Banking portal. This may be found in your account settings or profile options.
• Generate your PIN: Follow the instructions provided to generate a PIN for your Zenith Bank account. This PIN will serve as your personal identification number and will be used to access your account securely.
• Enable token generation: Within the security settings, you may find an option to enable token generation. Select this option to activate the generation of One-Time Passwords (OTPs) or Time-based One-Time Passwords (TOTPs) through the Zenith Bank mobile app or other designated channels.
• Generate your token: Follow the prompts or instructions provided to generate your token through the designated channel, such as the Zenith Bank mobile app. This token will provide an additional layer of authentication when conducting online banking transactions.

If you encounter any difficulties or require further assistance, it is recommended to contact Zenith Bank's customer support or visit a branch near you for guidance and support in generating your PIN and token without hardware devices.

Read Also: Kuda Bank Login with Phone Number, Email, Online Portal, Website

FAQS

What to do if I forgot my hardware token for Zenith Bank?

If you have forgotten your hardware token for Zenith Bank, you can do the following:

1. Contact Zenith Bank customer support and request a new token.
2. Generate a new token using the Zenith Bank Mobile App.
3. Use the Zenith Bank Tokenless App to log in to your account.

How do I get my Zenith Bank token with my phone?

You can get your Zenith Bank token with your phone by using the Zenith Bank Mobile App. To do this, follow these steps:

1. Open the Zenith Bank Mobile App.
2. Go to the "Security" section.
3. Select "Generate PIN + Token".
4. Enter your username and password.
5. Create a PIN for your Token.
6. Verify your PIN by entering it again.
7. Your Token will be generated. The Token number will be displayed on your screen.

How do I get my token code?

Your token code is the number that is displayed on your Zenith Bank Token. You can use this code to log in to your Zenith Bank online banking account.

If you have lost your Token, you can generate a new one using the Zenith Bank Mobile App. Once you have generated a new Token, you will be able to see the code on the screen.

How do I get my token message online?

Your token message is the message that is sent to your phone when you log in to your Zenith Bank online banking account. This message contains the code that you need to enter in order to log in to your account.

If you have lost your Token, you can still log in to your account by using the Zenith Bank Tokenless App. This app will send you a token message to your phone, which you can then use to log in to your account.

How do I get my online banking token?

You can get your online banking token by contacting Zenith Bank customer support. They will be able to send you a new token or help you reset your existing token.

Conclusion

In conclusion, generating a PIN and token for Zenith Bank without the need for hardware devices is a straightforward process that offers enhanced security and convenience for your online banking transactions.

By following the step-by-step instructions provided in this guide, you can easily generate your PIN and enable token generation through Zenith Bank's digital platforms. This eliminates the requirement of carrying additional hardware devices, allowing you to securely access your Zenith Bank accounts and perform various online banking activities hassle-free.