How To Upgrade Ecobank Account Easily (Online & Offline)

Ecobank offers a variety of account upgrade options to suit your needs, whether you prefer to do it online or through offline methods. In this blog post, we will guide you through the easy and convenient steps to upgrade your Ecobank account, so you can enjoy enhanced features and benefits. So, let's get started on upgrading your Ecobank account today!

How To Upgrade Your Ecobank Account Easily Online 

If you prefer the convenience of online banking, upgrading your Ecobank account is a breeze. Here are the easy steps to follow:

  1. Visit the Ecobank website: Go to and log in to your account using your credentials.
  2. Navigate to the account upgrade section: Look for the option to upgrade your account. It may be located under the "My Account" or "Profile" tab.
  3. Select the type of account upgrade: Ecobank offers various upgrade options, such as upgrading to a premium or business account. Choose the one that best suits your needs.
  4. Provide the necessary information: Fill in any required fields, such as your personal details and the type of upgrade you are requesting.
  5. Submit your request: Once you have completed all the necessary information, click on the "Submit" button to send your account upgrade request.

That's it! Your account upgrade request will be processed, and you will soon be able to enjoy the enhanced features and benefits of your upgraded Ecobank account. So, go ahead and upgrade your account online today for a better banking experience!

How To Upgrade Your Ecobank Account Easily Offline 

If you prefer to upgrade your Ecobank account offline, there are simple steps you can follow to ensure a smooth process. Here's what you need to do:

  1. Visit your nearest Ecobank branch: Find the closest branch to your location and make a visit.
  2. Speak to a customer service representative: Explain that you would like to upgrade your account and provide them with the necessary information, such as your account details and the type of upgrade you are requesting.
  3. Submit the required documents: Depending on the type of upgrade you are requesting, you may need to provide certain documents, such as identification proof, address proof, and income proof. Make sure you have these documents handy to speed up the process.
  4. Complete the application form: Fill out the application form provided by the customer service representative accurately and thoroughly.
  5. Review and sign the form: Carefully review all the information on the form before signing it to ensure accuracy.
  6. Submit the form and documents: Hand over the completed application form and any required documents to the customer service representative.
  7. Wait for confirmation: Once you have submitted all the necessary documents, the bank will review your request and process your account upgrade. You will receive a confirmation once the upgrade is complete.

By following these steps, you can easily upgrade your Ecobank account offline and enjoy the enhanced features and benefits it offers. So, take the initiative and upgrade your account today for a better banking experience!

Documents Required for Account Upgrade 

When upgrading your Ecobank account, there are certain documents that you will need to provide. These documents help the bank verify your identity and ensure the security of your account. Here is a list of the documents you may be required to submit:

  1. Identification proof: This can be your passport, driver's license, or any government-issued identification document that contains your photo and signature.
  2. Address proof: You will need to provide a document that shows your current address, such as a utility bill, bank statement, or rental agreement. Make sure the document is recent and in your name.
  3. Income proof: Depending on the type of upgrade you are requesting, you may need to provide proof of income. This can be in the form of salary slips, bank statements showing regular deposits, or any other document that demonstrates your financial stability.

Remember to make copies of these documents and bring them with you when you visit the bank branch to upgrade your account. By being prepared with the necessary documents, you can ensure a smooth and efficient account upgrade process.


How much can Ecobank Xpress account hold?

An Ecobank Xpress account can hold a maximum balance of N300,000.

What is Ecobank Premier account?

An Ecobank Premier account is a premium banking service that is offered to high-net-worth individuals and businesses. Ecobank Premier account holders enjoy a number of benefits, including:

  • Access to dedicated relationship managers
  • Preferential interest rates on loans and deposits
  • Free or discounted banking fees
  • Exclusive discounts and offers from Ecobank partners

What is Ecobank offline code?

The Ecobank offline code is the USSD code that you can use to access your Ecobank account without having to use an internet connection. To access your Ecobank account using the offline code, simply dial *326# on your phone and follow the instructions on the screen.

How do I activate my Ecobank online banking?

To activate your Ecobank online banking, you will need to visit an Ecobank branch and request an activation code. Once you have received your activation code, you can follow these steps to activate your online banking:

  1. Go to the Ecobank online banking website
  2. Click on "Activate Account"
  3. Enter your account number and activation code
  4. Create a username and password
  5. Click on "Submit"

How do I activate Ecobank mobile banking on my phone?

To activate Ecobank mobile banking on your phone, you will need to download the Ecobank Mobile app from the Google Play Store or the Apple App Store. Once you have installed the app, you can follow these steps to activate your mobile banking:

  1. Open the Ecobank Mobile app
  2. Click on "Register"
  3. Enter your account number and phone number
  4. Create a PIN
  5. Click on "Submit"

You will then receive a one-time password (OTP) via SMS. Enter the OTP into the app to complete the activation process.


In conclusion, upgrading your Ecobank account is a simple and straightforward process that can be done online or offline, depending on your preference. By following the easy steps outlined in this blog post, you can easily upgrade your account and enjoy the enhanced features and benefits that Ecobank offers. 

So why wait? Upgrade your Ecobank account today for a better banking experience.

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