Is Moniepoint legit? Moniepoint Review

With the increasing popularity of digital payments and e-commerce, there has been a rise in the number of online payment platforms. Moniepoint is one such platform that has gained attention in recent years. But with so many scams and fraudulent activities online, it's natural to question the legitimacy of any new platform. So, is Moniepoint legit? In this review, we will take a closer look at Moniepoint and its services to determine if it is a trustworthy and reliable payment platform.

Features Of Moniepoint 

Moniepoint offers a range of features that make it a standout online payment platform. Here are some key features that make Moniepoint a reliable and convenient choice for users:

  • Easy and Fast Transactions: Moniepoint allows users to make payments and transfer funds quickly and seamlessly. With just a few clicks, users can complete transactions and receive instant notifications for successful payments.
  • Wide Acceptance: Moniepoint has widespread acceptance among merchants, making it easy for users to make payments at various online and offline stores. The platform is constantly expanding its network, ensuring that users can use it for a wide range of transactions.
  • Multiple Funding Options: Moniepoint provides users with multiple funding options, allowing them to link their accounts to various banks, e-wallets, and card providers. This flexibility ensures that users can easily fund their Moniepoint account and make transactions conveniently.
  • User-Friendly Interface: The platform's user interface is designed to be intuitive and easy to navigate, even for users who may not be familiar with online payment platforms. The straightforward layout and clear instructions make it simple for users to complete transactions without any hassle.
  • 24/7 Customer Support: Moniepoint offers round-the-clock customer support, ensuring that users can get assistance whenever they need it. Whether it's a technical issue or a query about a transaction, the customer support team is available to provide prompt and helpful solutions.

These features make Moniepoint a reliable and user-friendly payment platform, offering convenience, flexibility, and security to its users. With its growing network and commitment to customer satisfaction, Moniepoint is a trustworthy choice for all your payment needs.

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Is Moniepoint Legit

After conducting thorough research and analysis, we can confidently say that Moniepoint is indeed a legitimate payment platform.

First and foremost, Moniepoint is licensed and regulated by the Central Bank of Nigeria, which adds credibility to its operations. This regulatory oversight ensures that Moniepoint follows strict guidelines and adheres to the highest standards of security and transparency.

Furthermore, Moniepoint has been operating in the industry for several years, with a growing user base and positive customer feedback. This longevity and reputation in the market serve as strong evidence of its legitimacy.


Can I trust Moniepoint?

Absolutely, you can trust Moniepoint. Moniepoint is a reputable and trusted financial technology company that provides various digital financial services. They have established a strong track record in delivering secure and reliable services. Moniepoint ensures the safety and security of your financial transactions, and they are committed to maintaining the highest standards of integrity and customer trust.

Moniepoint is licensed and regulated by the Central Bank of Nigeria (CBN), which adds an extra layer of assurance that your financial transactions are conducted in a secure and trustworthy environment.

Is Moniepoint approved by CBN?

Yes, Moniepoint is approved and regulated by the Central Bank of Nigeria (CBN). Being licensed and regulated by the CBN is a testament to Moniepoint's adherence to the regulatory standards and guidelines set by the central bank. This approval ensures that Moniepoint operates within the legal framework and meets the required financial and security standards, giving you peace of mind when using their services.

Is Moniepoint a good place to work?

Moniepoint is known to be a reputable employer in the fintech industry. They have a commitment to providing a conducive and inclusive work environment for their employees. Working at Moniepoint can offer a fulfilling and challenging experience in the dynamic world of fintech. They often have various career opportunities, and they value the professional growth and development of their employees. Employee reviews and testimonials suggest that Moniepoint is a good place to work, offering competitive compensation and benefits.

Which bank owns Moniepoint?

Moniepoint is not owned by a traditional bank. It is an independent fintech company that operates as a Payment Terminal Service Provider (PTSP). It partners with various banks in Nigeria to offer financial services such as cash withdrawals, bill payments, fund transfers, and more through its extensive network of agents and terminals. While it's not owned by a bank, Moniepoint collaborates with several banks to provide financial services to its customers.

What is the old name of Moniepoint?

Moniepoint was formerly known as "MoniFinex." In 2020, the company rebranded to Moniepoint, which better represents its focus on point-of-sale (POS) transactions and its mission to make financial services more accessible to Nigerians.


In summary, Moniepoint is a legitimate and trustworthy online payment platform. With its user-friendly interface, accessibility, and robust security measures, Moniepoint offers a convenient and secure solution for all your payment needs. The platform's licensing and regulation by the Central Bank of Nigeria further enhance its credibility and ensure that it follows strict guidelines and adheres to high standards of security and transparency.

So, if you're looking for a trusted online payment platform, Moniepoint is a viable option to consider. With its range of features, commitment to security, and industry reputation, Moniepoint has proven to be a reliable and legitimate platform for users in Nigeria.

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