Branch Loan App Download, Signup, Interest Rates, Loan Code – Is Branch Loan Legit, Approved by CBN?

Are you in need of a quick loan but unsure of which lending app to trust? Look no further than Branch Loan App. With its easy download and signup process, attractive interest rates, and loan code feature, Branch Loan App has become a popular choice among Nigerians in need of financial assistance. 

However, with the rising number of fraudulent lending apps, many are skeptical about the legitimacy of Branch Loan App and whether it is approved by the Central Bank of Nigeria (CBN). In this blog post, we will explore the process of downloading and signing up for Branch Loan App, its interest rates, and the answer to the burning question – is Branch Loan legit and approved by CBN?

How To Download Branch Loan App  

If you're ready to experience the convenience and ease of using the Branch Loan App, here's how you can download it in a few simple steps:

  1. Visit the Google Play Store or Apple App Store on your smartphone.
  2. Search for "Branch Loan App" in the search bar.
  3. Click on the Branch Loan App icon to open its download page.
  4. Tap on the "Install" or "Get" button to initiate the download process.
  5. Wait for the app to finish downloading and installing on your device.
  6. Once the installation is complete, open the app and follow the on-screen instructions to sign up and create your account.

With these easy steps, you'll have the Branch Loan App ready to use on your phone, providing you with quick and hassle-free access to loans whenever you need them.

How To Sign Up On Branch Loan App   

Signing up for the Branch Loan App is a simple process that anyone can follow. Here's a step-by-step guide on how to sign up and create your account:

  1. Open the Branch Loan App on your phone.
  2. Click on the "Sign Up" or "Create Account" button.
  3. Fill in your personal information, including your name, phone number, and email address.
  4. Create a password that is secure and easy to remember.
  5. Agree to the terms and conditions of the app.
  6. Verify your phone number by entering the verification code sent to your phone.
  7. Set up your profile by adding additional details, such as your employment information.
  8. Once your profile is complete, you're ready to start using the app and applying for loans.

By following these steps, you'll be able to quickly and easily sign up for the Branch Loan App and gain access to its convenient loan services.

Branch Loan Interest Rate 

Branch loan interest rates vary depending on the borrower's creditworthiness and the loan amount. The rates can range from 15% to 34% per annum. The higher the borrower's credit score, the lower the interest rate they will be offered. Branch also offers a variety of loan terms, ranging from 62 days to 1 year.

Branch Loan Code

Branch Loan App does not currently offer a loan code feature. While the app provides a seamless and efficient process for downloading, signing up, and accessing loans, it does not have a loan code functionality. This means that borrowers do not need to enter any specific code to apply for a loan or receive funds. Instead, users can simply follow the steps outlined in the app to complete the loan application and receive approval based on their eligibility. 

Is Branch Loan Legit And Approved By The CBN 

Yes, Branch Loan is a legit and approved lender by the Central Bank of Nigeria (CBN). They are a registered member of the Nigeria Association of Microfinance Banks (NAMFB), and they are also a licensed participant in the Nigerian Interbank Settlement System (NIBSS). The CBN is the regulatory body for all financial institutions in Nigeria, and they have strict requirements for lenders to meet. Branch Loan has met all of these requirements, and they are therefore a legitimate and approved lender.

 Read Also: How to Remove Your BVN From Credit Bureau Blacklist in Nigeria


Is Branch loan app licensed by CBN?

Yes, Branch Loan is a licensed and regulated financial institution under the supervision of the Central Bank of Nigeria (CBN). They are authorized to operate as a microfinance bank and offer mobile loan products to individuals in Nigeria.

Is Branch loan app legit?

Yes, Branch Loan is a legitimate and reputable loan app that has been operating in Nigeria for several years. They have a strong track record of providing loans to borrowers and are committed to responsible lending practices.

Which loan app is approved by CBN?

There are many CBN-approved loan apps in Nigeria, including Branch Loan, Migo, Paylater, PalmCredit, and ALAT by Wema Bank. These apps are all licensed and regulated by the CBN and adhere to strict lending guidelines.

Which loan app is legit?

When choosing a loan app, it's crucial to ensure the app is licensed and regulated by the CBN. Reputable loan apps will clearly display their license information on their website or app. Additionally, check online reviews and ratings to assess the app's reputation and customer satisfaction.

What are the CBN-licensed loan apps in Nigeria?

The CBN maintains a list of licensed and approved loan apps on its website. You can access this list to verify the legitimacy of a specific loan app before using its services.


In conclusion, the Branch Loan App is a reliable and trustworthy lending platform that offers a convenient and secure way to access quick loans. With its easy download and signup process, attractive interest rates, and the added bonus of loan codes, it has become a popular choice among Nigerians in need of financial assistance. 

Plus, with its approval by the Central Bank of Nigeria (CBN), you can have peace of mind knowing that Branch Loan App operates in accordance with regulatory guidelines. Don't hesitate to download the app and start enjoying the benefits it offers today.

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